Home Banking

Montana First's Home Banking enables you to access your accounts wherever you are,

whenever it's most convenient. Utilize Home Banking to check account balances, make

loan payments, or transfer funds between accounts. You can even download account

history into your own personal financial software such as Microsoft Money® or Quicken®.

The best part of all - Home Banking is absolutely free and it gives you access to all of our

online services….



Electronic versions of your statement are stored on our secure, password protected

Home Banking platform. Log in to Home Banking and you can view your statements, print

them, or save them and burn them to a disk.


Bill Payer

Whether you’re paying your utility bill or Uncle Joe, Bill Payer is the easy, one-stop way to

pay all of your bills. No more writing checks or wasting postage. In addition, Bill Payer can

be customized the way you want it. Set up recurring payments or schedule a one time



Personal FinanceWorks

This money management tool allows you to connect with over 5,000 institutions and

creditors. From FinanceWorks you’ll be able to manage your cash flow, find out how much

you have to spend, create spending plans, and ensure bills are paid on time.


Check Imaging

Need a copy of your cleared checks. No problem. Cleared check images are available in

Home Banking so that you can easily review or print copies for your files.


24-Hour Lending

Apply for a Montana First loan any time through our online application located within the

Home Banking platform. Most applicants know their approval status in minutes.



Make filing your taxes easy with the help of Horizon and TurboTax for Online Banking.

Filing online through TurboTax can save time and helps prevent errors. Plus, the option

of direct deposit gives you fast and easy access to your refund.


Purchase Rewards

Earn cash back on your purchases with our debit card rewards program. Through this

program, you'll receive targeted reward offers in Home Banking based on how you

currently shop. To redeem an offer, simply click on it in Home Banking; this automatically

loads the offer onto your Horizon debit card. Then shop at the specified retailer and pay

using your Horizon debit card to earn the cash back offer!


Mobile Access

Get access to your accounts while on the go through Mobile or Text Message Banking.


Mobile Banking

If you have a Web enabled cell phone or PDA device you can access Home Banking

information anytime, anywhere directly from your phone. Check your account balances

and account history, make transfers, pay bills, view rates, and find ATM and Horizon

branch locations. Montana First’s Mobile Banking works with all mobile carriers. To access

Montana First’s Mobile Banking just type mobile.mtfirst.com in to your browser. You will be

directed to a login page where you’ll enter in your member number and Home Banking



Text Message Banking

Text Message Banking gives you access to your basic account information. Through text

you can check your savings or checking balance, see your last five transactions, make

account transfers, and receive balance alerts. To register for Text Message Banking sign

in to your Home Banking account, click the Mobile Banking & Alerts tab, hit the “activate”

button, and follow the instructions to activate your phone.


Are you new to Home Banking?

Getting started is easy. All you need is your member number and the password you were

given when you opened your account. If you did not receive a password at the account

opening, or forgot it, please contact us at 800-852-5316.


Home Banking’s Advanced Security Login

The Advanced Security Login is a process that identifies you as the true owner of your

online account. Not only will you be recognized by your password, your computer will be

recognized as well. If you need to login from a location other than your primary computer,

one that Advance Security Login doesn't recognize, you will be prompted to provide

information that only you will know. What this means is that even if your password is

stolen in a phishing attack or by malicious software, the fraudster cannot access your

online Montan First accounts because they do not possess the additional information

needed. Advanced Security Login can be added to as many computers as you like,

but only if you choose to do so.


Vehicle Rates (Last Modified: Jan 23, 2015)

Cars and Trucks - New or UsedAs Low As 2.74% ***
Boats - New or UsedAs Low As 4.24%
RV's - New or UsedAs Low As 4.24%
Cycles, ATV's, SnowmobileAs Low As 4.74%

* APR= Annual Percentage Rate. Loan rates available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher, and will be determined by the loan type, applicable fees, model year, the terms you request, the amount you finance, and your credit history.

** Minimum to finance of $25K credit score of 720+, maximum term of 96 months. Rate does not apply to internal refinances.

*** Rate shown based on a minimum of $20,001

**** 10 years or newer or a $10,000 value or greater.