Whether you're just starting to save or you're well underway Montana First offers a variety of savings options to help you reach your goals. See below to view the savings accounts available to you.

Apply For A Montana First Savings Account

Savings Calculator

Account Features

Value Shares

Explorer Shares

Overdraft Shares

Minimum Opening Balance $5.00 $5.00 $5.00
Minimum Balance Required to Earn Dividends $250.00 $5.00  $500.00
Fees None None None
Age Requirements 18 and older 0-18 18 and older, or 16 when jointly opened with a parent
Bonus Rate Offered No No  No
Transaction Limitations None  None 

Must keep $5.00 minimum balance

Health Savings Accounts - Control and flexibility that's what you get with an HSA.

  • Protection from unexpected or high medical bills
  • Affordable low premiums
  • Flexible contributions; contribute whenever you want!
  • Never lose money, account balances roll over year to year
  • Deduct contributions on your taxes
  • Account ownership; it goes where you go regardless of any job changes

Shares (Savings) Rates (Last Modified: Dec 03, 2012)

TypeMin. Opening BalanceAvg. Daily BalanceDividend RateAPY*
Value Shares$5.00$250.00 and up0.05%0.05%
Explorer Savings$5.00$5.00 and up0.05%0.05%
Overdraft Shares$5.00$500.00 and up0.05%0.05%

APY= Annual Percentage Yield. Fees may reduce earnings on account.
* to earn dividends