Apply For A Montana First Visa Card

Visa Platinum
The perfect card if you're looking for higher credit limits, low rates, and no annual fees.

VISA Platinum Points
Visa Platinum Points earns points! For every dollar you spend you earn one point that can be used for travel, gift certificates, cash and more.

Redeem your rewards HERE

Visa Classic
Visa Classic is an ideal credit starter and has no annual fee.
Visa Dimensions
A card with young adults in mind, build credit without taking on a large repayment risk.


Account Features Platinum EA Platinum Classic
Account Transfers to VISA X X X
24-Hour Telephone Access X X X
Internet Account Access X X X
"Extra Awards" Points   X  
Travel and Emergency Assistance X X  
Auto Rental Insurance X X  
Purchase Security Protection X    
Hotel/Motel Burglary Reimbursement X    










Visa Extra Awards Platinum card members click here to view Extra Awards information.


This proves you are the actual cardholder when buying online from participating merchants. When purchasing online you will be prompted to verify your identity with a password that you have chosen. Sign up here  for Verified by Visa.

Other important things to know about Montana First's VISA credit cards.

  • Grace Period for Repayment of Balance
    Purchases: 25 days
    Cash Advances: 3% of the cash advance or $3.00 min charge.
  • Method for Computing the Balance
    All cards: the average daily balance 
  • Annual Fee
    Platinum: None
    Extra Awards Platinum: None
    Classic: None
  • Late Payment Fee
    5% of the payment due, with a minimum of $15.00
The information concerning the costs of the cards described above is accurate as of 9-13-2012 . This information may have changed after that date. To find out what may have changed, write to us at Montana First Credit Union, P.O. Box 15128, Spokane Valley, WA 99215, or call us at 509-928-6494 or 800-852-5316. Discounts on credit cards are available for members with an active Montana First checking account and direct deposit. Your specific rate will depend on your credit quality.


To Register Your New Card Click Here.


Lost/Stolen Card?

Call 800.528.2273 (812.647.9794 - International Cardholders) For after-hours lost/stolen card support. We recomend that this number be added to your automated VRU menu selections and/or website. this call center can also be reached by email at

Visa Rates (Last Modified: Oct 06, 2010)

Share Secured48 Months4.50%
Certificate Secured Certificate APY* + 2.00%
Signature/Partial Secured LoanUp To 84 Months9.25% to 18.00%
Overdraft ProtectionRevolving10.90%

* Annual Percentage Rate used to calculate financing may vary based on, but not limited to, term, creditworthiness, and your relationship with Montana First Credit Union.