LoanRates

 

All rates are based on credit quality, yours may be different. Please call 800-852-5316 for current rates.

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Loan Calculator

Loan Comparison Calculator


 

Cars, trucks, cycles, ATV's and snowmobiles are shown with a 0.50% discount for Direct Deposit of net pay to an active Montana First Checking account.

 

 

SHARE SECURED LOANS

Loan interest rate is 3.00% over the dividend rate earned on the savings pledged.

Vehicle Rates (Last Modified: Apr 03, 2014)

TypeAPR*
Cars and Trucks - New or UsedAs Low As 2.50% ***
Boats - New or UsedAs Low As 3.99%
RV's - New or UsedAs Low As 3.99%
Cycles, ATV's, SnowmobileAs Low As 4.74%

* APR= Annual Percentage Rate. Loan rates available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher, and will be determined by the loan type, applicable fees, model year, the terms you request, the amount you finance, and your credit history.

** Minimum to finance of $25K credit score of 720+, maximum term of 96 months. Rate does not apply to internal refinances.

*** Rate shown based on a minimum of $20,001

**** 10 years or newer or a $10,000 value or greater.

Personal Loan Rates (Last Modified: Mar 22, 2013)

TypeAPR*
Personal LoansAs Low As 8.90% **

*APR= Annual Percentage Rate. Loan rates available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher, and will be determined by the loan type, applicable fees, the terms you request, the amount you finance, and your credit history.

**Secured and unsecured loans are available

Manufactured Homes (Last Modified: Dec 03, 2012)

TypeAPR*
MFG Home ONLY, For purchase and refinance of primary or secondary homes ONLY.As Low As 7.99% Fixed

For purchases and refinancing. Must be model year 10 years old or newer, singlewide must be new/current model year.

*APR= Annual Percentage Rate. Rates quoted assume excellent borrower credit history and direct deposit into a Horizon Credit Union checking account. Your actual individual APR may vary based on term, applicable discounts, applicable fees and your credit history. Horizon Credit Union terms, conditions and rates are subject to change without notice.